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Buying a HomeMercer County, WV

All resources

Resources for Module 1 - Mercer County

HUD Housing Counselor Search: Find free counseling to help you buy a home

consumerfinance.gov/housing/housing-apis/counseling-agencies/

Bluefield Housing Authority: Local housing programs and information

bluefieldhousing.org

West Virginia Housing Development Fund: State programs for first-time homebuyers

wvhdf.com/home-buyers

USDA Rural Development West Virginia: USDA loan programs for eligible rural areas

rd.usda.gov/wv

CFPB Homebuying Toolkit: Government guide to buying a home step by step

consumerfinance.gov/owning-a-home/

Down Payment Resource: Find grants and programs to help with down payments

downpaymentresource.com

Free Credit Report: Check your credit score for free once a year

AnnualCreditReport.com

Action steps

  • Check your credit score at AnnualCreditReport.com.
  • Write down your score and the three lender focus areas: payment history, amounts owed, and length of credit history.
  • Contact the West Virginia Housing Development Fund at wvhdf.com or call your local lender to ask about first-time buyer programs.