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Financial Wellness • Mercer County, WV
All resources
Resources for Module 2 - Mercer County
Free Credit Report: Get your credit report free once per year from all three bureaus
CFPB Consumer Tools: Government tools to manage money, report scams, and find help
National Foundation for Credit Counseling: Find free or low-cost credit counseling near you
Identity Theft Help: If you are a victim of identity theft, start here
Mint App: Free app to track spending and budgets
EveryDollar App: Free budgeting app based on 50/30/20 rule
FTC Credit Freeze Guide: Official guide to protecting your credit with a freeze
consumer.ftc.gov/articles/what-know-about-credit-freezes-and-fraud-alerts
Community Action of Southeastern (CASE) WV: Local programs and financial assistance in Mercer County area
Mercer County Teachers Federal Credit Union: Local credit union offering low-cost loans and savings accounts
WV State Treasurer Financial Education: West Virginia resources for financial literacy
Action steps
- • Track every dollar you spend for one week. Write it down. Then add it up by category. Does it match the 50/30/20 rule? Where can you adjust?
- • Go to AnnualCreditReport.com and request your free credit report. Read it. Do you see any errors? If you do, you can dispute them with the credit bureau.
- • List all your debts: who you owe, balance, and interest rate. Choose the snowball or avalanche method. Commit to paying more than the minimum on at least one debt.